San Rafael Mortgage

4QuotesFast.com is the leader in San Rafael mortgage loans and home loans for residents of the state of California. We work with San Rafael numerous mortgage brokers and mortgage lenders nationwide to make sure you always get the lowest rate on your loan.

San Rafael (pronounced "san ruh-FELL" in English; original Spanish pronunciation is "sahn rah-fai-EL") is the county seat of Marin County, California, United States. The city is located in the San Francisco Bay Area. As of the 2002 census, the city had a total population of 55,550. Mission San Rafael Arcángel was founded in what is now downtown San Rafael as the 20th Spanish mission in the colonial Mexican province of Alta California by four priests, Father Narciso Duran from San Jose, Father Abella from San Francisco, Father Gil y Taboada and Father Junipero Serra, the President of the Missions, on Dec. 14, 1817, four years before Mexico gained independence from Spain.
The mission and city are named for the Archangel Raphael, the Angel of Healing. The mission was originally planned as a hospital site for Central Valley American Indians who had become ill at the cold San Francisco Mission Dolores. Father Luis Gil, who spoke several native American languages, was put in charge of the facility. In part because of its ideal weather San Rafael was later upgraded to full mission status in 1822. The mission had 300 converts within tis first year, and 1,140 converts by 1828. The Mexican government took over the California missions in 1834, and Mission San Rafael was abandoned in 1844, eventually falling into ruin. The current mission was built in the style of the original in 1949, but faces at right angles to the alignment of the original.
http://www.cityofsanrafael.org/ - Other helpful information..

Our mortgage brokers will pre-qualify you to buy San Rafael real estate. Mortgage interest rates are always changing and you can qualify for a California home loan regardless of your credit history!

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San Rafael Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

San Rafael Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

San Rafael Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

California FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.