Felton Mortgage

4QuotesFast.com is the leader in Felton mortgage loans and home loans for residents of the state of California. We work with Felton numerous mortgage brokers and mortgage lenders nationwide to make sure you always get the lowest rate on your loan.

Felton is a census-designated place located in Santa Cruz County, California. As of the 2000 census, the CDP had a total population of 1,051. Felton is home to Roaring Camp, a recreation of an 1880s logging camp and home to the original South Pacific Coast (later Southern Pacific) Felton depot and freight shed. Roaring Camp is home to two unique railroads; the Roaring Camp and Big Trees Narrow-Gauge Railroad (a steam-powered line up Bear Mountain) and the Santa Cruz, Big Trees and Pacific Railway. The railroads, limekilns and forest in this area provided a majority of the repair materials for the great San Francisco earthquake. Nearby Mount Hermon was also the site of California's first water-powered sawmill (circa 1841).
Felton is a historic logging town and served as the end of the Boulder Creek log flume. In 1875, the Santa Cruz & Felton Railroad rolled into town. In 1880, a second rail line came down from Alameda and San Jose. A new depot was constructed at "New Felton" using salvaged materials from a dismantled portion of the Boulder Creek flume. The "broad gauge" came into Felton by 1909. In 1963, the steam-powered Roaring Camp & Big Trees tourist railroad began operations on the Big Trees Ranch out of the old Felton depot. They later constructed a replicated logging camp and another depot further down the property, and in 1985, took over operations on the old SPC/Southern Pacific line to Santa Cruz.

http://www.co.santa-cruz.ca.us/ - Other helpful information

Our mortgage brokers will pre-qualify you to buy Felton real estate. Mortgage interest rates are always changing and you can qualify for a California home loan regardless of your credit history!

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Felton Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Felton Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Felton Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

California FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.