Dana Point Mortgage

4QuotesFast.com is the leader in Dana Point mortgage loans and home loans for residents of the state of California. We work with Dana Point numerous mortgage brokers and mortgage lenders nationwide to make sure you always get the lowest rate on your loan.

Dana Point is a city in Orange County, in the Los Angeles-Long Beach metro area. The community is in the Pacific Standard time zone. The latitude of Dana Point is 33.466N. The longitude is -117.697W. The estimated population, in 2003, was 35,745. Dana Point is on the Pacific Ocean The community was named after writer Richard Henry Dana Jr., who mentions the site in his book, "Two Years Before the Mast" Birthplace of the skateboard. Incorporated in 1989, the City of Dana Point is named after Richard Henry Dana Jr. (1815-1882), a Harvard-trained lawyer, seaman, and author of the classic sea journal, Two Years Before the Mast (1840). In his journal, Dana documents his voyage from Boston around Cape Horn to California on the merchant ship, Pilgrim. Therein, Dana describes the area once known as Capistrano Bay, as "the most romantic spot on the California coast." Today, Capistrano Bay is known as Dana Point. Dana Point is home to 35,110 residents and is characterized by nearly seven miles of prominent coastal bluffs and rolling hills along the Pacific Ocean. Most noteworthy of these bluffs is a unique promontory known as the "Headlands" which overlooks Dana Point Harbor, one of the most significant man-made alterations of the Orange County coastline. Dana Point Harbor provides slips and mooring for over 2,500 boats along with over 50 specialty shops and restaurants. The Harbor attracts thousands of visitors annually for shopping, sportfishing, walking, bicycling, parasailing and a host of recreational activities. The Dana Point Harbor is also considered the gateway to Doheny State Park, one of California's most popular beach facilities. The 62-acre State Park offers camping, picnicking, swimming, surfing, bicycling, tide pool exploration and more. Located in southern Orange County, California, Dana Point is approximately one-half way between Los Angeles and San Diego, and is bordered by the cities of Laguna Niguel and Laguna Beach to the north, San Juan Capistrano to the east, and San Clemente to the south.

http://www.danapoint.org - Other helpful information.

Our mortgage brokers will pre-qualify you to buy Dana Point real estate. Mortgage interest rates are always changing and you can qualify for a California home loan regardless of your credit history!

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Dana Point Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Dana Point Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Dana Point Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

California FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.