Brea Mortgage

4QuotesFast.com is the leader in Brea mortgage loans and home loans for residents of the state of California. We work with Brea numerous mortgage brokers and mortgage lenders nationwide to make sure you always get the lowest rate on your loan.

Nestled in the foothills of North Orange County, Brea is a thriving city of 39,584 residents. Destination shopping and restaurants abound. An award winning school district and a diverse business mix makes Brea the place to live, work and play. More than 100,000 people visit the city daily. Brea Mall, conveniently located just off the 57 freeway, has five-major anchor stores: Nordstrom, Macy's, Robinson-May, Sears and JC Penney, with over 175 specialty stores and restaurants and Glen Ivy Day Spa. Located adjacent to Brea Mall, Embassy Suites Hotel attracts visitors, conferences and small conventions from domestic and foreign locales. Brea is also very proud of its bustling downtown popularly known as "Birch Street," with over 50 acres of shopping and entertainment. This village-style pedestrian-oriented promenade features Taps Fish House & Brewery, Old Navy, Tower Books & Music, Market City Café, Pan e Vino Trattoria, the Improv Comedy Club and Edwards Stadium Cinema Complex, to name a few. City Hall Park, located on Brea Boulevard, includes a historic community plunge and hosts a popular summer Concerts in the Park series, as well as the annual July 4 Country Fair. The Brea Scout Center, housed in the renovated old City Hall at the park is now open. The renovation project was a labor of love spearheaded by the Brea Lions Club to benefit many community service groups including the Brea Boy Scouts and Girl Scouts. Monetary donations are always welcomed to offset operating expenses.The Brea Marketplace, Brea Gateway Shopping Center, Union Plaza and East Imperial Center offer residents extensive choices for specialty retail and services, creating more reasons to "Shop Brea" and keep tax dollars working in their own community. Brea Boulevard and Imperial Highway, both retail corridors, host a number of smaller neighborhood shopping centers.Brea has an interesting historical past, making its mark as a place "wildcatters" struck it rich discovering oil. Brea was known as a place where tar (oil) seeped from the rolling hills. In fact, the word "Brea" means tar in Spanish. In early history, Indians and pioneers used chunks of the oil-soaked earth for fuel and domestic purposes like heating their homes and waterproofing their roofs. Then came the big oil boom! In 1894, the Union Oil company purchased 1,200 acres of land to be used for oil development. Four years later the first oil well, Olinda Oil Well #1, came in - thus creating an oil boom in the hills of Brea and Olinda and paving the way for the thriving City Brea is today. Because Brea is well known for a high-quality lifestyle and upbeat business tempo, new development proposals can be expected into the future. An updated City of Brea General Plan was adopted in 2003 reflecting key values that guide the community. This document reflects extensive public outreach, which is a hallmark of policy-making in Brea. As population increases in Southern California and the entire region becomes increasingly urban, Brea is certain to lead the way in striking good balance on emerging issues.

http://www.ci.brea.ca.us/ - Other helpful information.

Our mortgage brokers will pre-qualify you to buy Brea real estate. Mortgage interest rates are always changing and you can qualify for a California home loan regardless of your credit history!

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Brea Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Brea Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Brea Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Brea Real Estate

Visit our friends at San Diego Real Estate and loans for Carmel Valley Homes for sale and mortgage loans in Brea and throughout Orange County.

California FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.